BIKMO CYCLE INSURANCE

Ride and explore worry-free with Bikmo – specialist cycle and travel insurance provider. Bikmo offers exclusive discounts for Saddle Skedaddle customers allowing you to adventure further, knowing you’re covered.

Protect yourself, your bike, and your gear, wherever you go. We’ve partnered with Bikmo to offer you a 5%* discount on their award-winning, hassle-free Cycle Insurance and a 10%* discount on their Travel Insurance.


Why Cycle Insurance?

Many people don’t realise their home insurance may not provide the right cover for their bike. From exclusions while riding to not being covered away from home, it’s worth checking to avoid being caught out. Watch out for:

  • Maximum value: Some policies limit bike cover to as little as £500.
  • Away from home: Many policies have an “Abandonment” clause, marking your bike as “abandoned” after just a few hours away from home.
  • Premium increases: Your premium may rise after making a claim.
  • Excess costs: High excesses can make it not worth claiming at all.
  • Personal accident cover: Often not included in home insurance.

Bikmo’s cycle insurance covers you, your bike, and your gear worldwide, 24/7, starting from just £3.73 per month. They also offer a 25%* lower premium on electric bikes and up to 50%^ savings when insuring multiple bikes.

Saddle Skedaddle customers save 5%* using the link below.


Do I need cycle insurance while on holiday?

If you were to have a fall on a tricky descent and you damaged your wheels, shifters, saddle, shorts or helmet, Bikmo has different cover options for you:

  • Accidental damage and /or theft of your bike
  • Accidental damage and theft for clothing and accessories
  • Alternative cycle hire

Provided your road rash isn’t too sore, this would allow you to hire a bike to continue exploring, and then claim for damage to your own bike & kit when you return.

Saddle Skedaddle customers save 5%*on a Bikmo policy!



Why Bikmo?

  1. Using business as a force for good – Bikmo is a B Corp and 1% for the Planet certified, meaning by insuring with them, you’re helping to support environmentally focused projects as well as helping us continue our charitable and campaigning work.
  2. Trusted – Hassle-free policies, designed by cyclists. Tens of thousands of riders insure with Bikmo. Bikmo holds the prestigious Feefo Platinum Service Award for great service, and is a certified B-Corp.
  3. Reliable – Bikmo are underwritten by Hiscox, who have over 100 years of experience in speciality risk, including ocean liners and inter-planetary probes, so are perfectly positioned to cover your bikes.

Need comprehensive Travel insurance?

Save 10%** on Bikmo’s travel insurance, designed for cyclists that travel to explore new roads and trails. Benefits include delays, baggage, medical emergencies and much more. Please note that Bikmo insurance is only available to UK residents.

*Minimum premium £3.73/mo and policy wording applies on cycle insurance.

^Discount applies to lowest value bike(s).

**7 days European travel cover from £16.85.

Bikmo non-competitive travel insurance is arranged and administered by Rock Insurance Services Limited, who are authorised and regulated by the Financial Conduct Authority, FCA number 300317

Bikmo competitive travel insurance is arranged and administered directly by Jackson Lee Underwriting (JLU)

 This promotion is provided by Bikmo Ltd who is  authorised and regulated by the Financial Conduct Authority ref: 745230